Synopsis

IDFC First Bank reported strong provisional Q1 FY27 business growth, with loans and advances rising 20.6% year-on-year and deposits increasing 18%. CASA deposits and the CASA ratio also improved, reflecting healthy balance sheet expansion. The stock gained nearly 2% following the business update, while the bank maintained steady lending momentum.

IDFC First Bank on Friday reported a 20.6% year-on-year (YoY) rise in loans and advances to Rs 3.05 lakh crore for the April-June quarter of the ongoing financial year 2027, pushing the stock nearly 2% higher.

The company released its provisional numbers for Q1 FY27. While loans and advances grew nearly 21% YoY from Rs 2.53 lakh crore in the corresponding quarter of the previous financial year, they rose over 5% quarter-on-quarter (QoQ) from Rs 2.90 lakh crore reported in the previous quarter (Q4FY26).

IDFC First Bank’s total deposits, meanwhile, rose around 18% YoY to Rs 3.12 lakh crore, while CASA deposits grew nearly 25% YoY to Rs 1.59 lakh crore during the quarter under review. Its CASA ratio improved to 50.8% during the first quarter of FY27, from 48% in Q1 FY26 and 49.8% in Q4FY26.

The bank’s credit-deposit ratio rose to 95.5% during the June quarter of FY27, from 93.4% in the same quarter last year. However, the ratio slightly fell from 96.4% in the March quarter of FY26.

IDFC First Bank share price

IDFC First Bank shares gained around 2% to Rs 81.30 apiece after the release of the provisional Q1 business update. The shares have gained over 2% in one week and 13% in one month, but have fallen around 6% in 2026 so far.

In the longer term, IDFC First Bank shares gained over 4% in one year and 50% in five years. The company currently has a market capitalisation of more than Rs 69,362 crore.

Also read: MFs added 1 crore+ shares to 9 stocks in April 2026

IDFC First Bank Q4 snapshot

IDFC First Bank in April reported a standalone net profit of Rs 319 crore for the March quarter of FY26, marking a 5% rise from Rs 304 crore in the same period last year. The lender earned an interest income of Rs 10,553 crore in Q4FY26, up 12% from Rs 9,413 crore reported in the year-ago period. The lender paid Rs 4,876 crore as interest in Q4FY26 versus Rs 4,506 crore in Q4FY25, recording a near 8% jump.

The net interest income or NII (which is interest earned less interest expensed) stood at Rs 5,677.19 crore in Q4FY26 compared to Rs 4,907.16 crore in the year-ago period, implying a 16% increase.

Also read: IDFC First Bank Q4

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