This is Money's star agony uncle Steve Webb receives many questions on private pensions. We've compiled his columns on 15 frequently raised topics.
This is Money columnist Steve Webb receives many questions about private pensions.
If you would like to ask Steve a question about pensions then you can find the details below.
But first read our round-up of his most popular questions. We've compiled his columns on 15 frequently raised topics below.
1. Tax free lump sumsWill tax-free lump sums be abolished or slashed by the Government?
Can I split my 25% tax-free pension lump sum and take some this year with the rest later?
I'm allowed a 33% tax-free lump sum so why is HMRC stopping me taking it?
Got a question for Steve Webb? Scroll down to find out how to contact him
Should I switch my work pension to a Sipp with my investments managed by an adviser?
I'm going to see a financial adviser - what should I ask about my pension?
3. Finding lost pensionsCan you help me find a long lost pension? Tips for finding old pots that can be worth many thousands
4. Tax issuesWhat is the point of pension tax relief?
Why am I being unfairly penalised over 25% pension tax-free cash after lifetime allowance abolition?
When will low earners start to get tax relief on their pension contributions?
Do I have to fill in a tax return?
Got a pension question? Scroll down to find out how to contact Steve Webb
Why does Nest have stricter rules on withdrawals and tax than other pension schemes?
Would I be better off taking an NHS pension at 55 or holding on until I'm 60?
6. Annual increasesIs it true pensions won't be increased by RPI inflation after 2030?
7. AnnuitiesHow does the guarantee on a 100% joint life annuity pension work?
Should I buy an immediate needs annuity to pay my 86-year-old mother's care fees?
8. Moving and merging pensionsMy wife has ten pension pots - how can she sort them out?
Why am I being asked intrusive questions about moving my pension - can I refuse to answer?
The cash transfer value of my pension has dropped by £300k: Why wasn't I warned?
9. Pension safetyMy final salary pension is due when I'm 65 but I fear it is going bust - should I transfer out now?
My company pension is moving to an insurer - what happens if it goes bust?
How safe are my pensions? I'm worried the rules seem confusing
10. Starting a pension lateI'm a 45-year-old professional, rent my home and have no pension - should I worry?
11. Rogue employersMy son's new employer has no pension – what can he do?
12. Inheriting pensionsCan my daughter inherit my local government pension as I have nothing else to leave her?
Can I still leave my pension to an adult child under the new inheritance tax rules?
We have no children, so can my wife and I leave our pensions to whoever we want?
Can married couples still inherit pension pots tax-free after the Budget changes?
13. Auto enrolmentWhy is 8% of my salary meant to go into my pension but it's NOT that much in reality?
14. Winter Fuel PaymentsIs the Winter Fuel Payment £35,000 income threshold for an individual or a household?
I received a text from the DWP about claiming Winter Fuel Payment - is it real?
15. McCloud JudgmentWhy is the teacher's pension scheme demanding I repay money because of the McCloud judgment?
Former Pensions Minister Steve Webb is This Is Money's Agony Uncle.
He is ready to answer your questions, whether you are still saving, in the process of stopping work, or juggling your finances in retirement.
Steve left the Department of Work and Pensions after the May 2015 election. He is now a partner at actuary and consulting firm Lane Clark & Peacock.
If you would like to ask Steve a question about pensions, please email him at pensionquestions@thisismoney.co.uk.
Steve will do his best to reply to your message in a forthcoming column, but he won't be able to answer everyone or correspond privately with readers. Nothing in his replies constitutes regulated financial advice. Published questions are sometimes edited for brevity or other reasons.
Please include a daytime contact number with your message - this will be kept confidential and not used for marketing purposes.
If Steve is unable to answer your question, you can also contact MoneyHelper, a Government-backed organisation which gives free assistance on pensions to the public. It can be found here and its number is 0800 011 3797.
Steve receives many questions about state pension forecasts and COPE – the Contracted Out Pension Equivalent. If you are writing to Steve on this topic, he responds to a typical reader question about COPE and the state pension here.


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