Credit card issuers push EMI loans to counter revolver model misfire

Дата публикации: 22-09-2026 18:57:33

With a smaller share of customers carrying balances month to month, interest-bearing receivables are growing more slowly than transaction volumes, pushing issuers to convert purchases into EMIs, deepen personal loan-on-card offerings and extract more fee income from a business that is increasingly being used as a payment product rather than a borrowing product.

Схожие новости

#	Наименование новости	Тональность	Информативность	Дата публикации
1	Simple ways to reduce your monthly personal loan EMI burden over time now	0	6.85	22-09-2026
2	Non-banks drive asset reconstruction purchases amid retail loan stress	0	15.89	28-08-2026
3	Large lenders rein in retail loan GNPAs in FY26	0	9.76	20-03-2026
4	Buy now, pay later loans may impact credit scores, experts say	0	10.38	03-08-2026
5	ЦБ хочет обязать микрофинансовые организации оценивать долговую нагрузку заемщиков	0	0	23-10-2018
6	India Ratings lifts bank credit growth forecast, but warns of margin pressures	0	13.29	27-08-2026
7	Growth in bank credit to micro and small industry at 29.2% in first 10 months of FY26	0	11.19	27-02-2026
8	Более 40% кредитов Сбербанка юрлицам предоставлены по плавающим ставкам	0	0	20-04-2021
9	Просрочки по микрозаймам в России выросли	0	5	29-06-2026
10	The future of consumer payments: Cards, Pay by Bank & the evolution of the multi-rail bank	0	5.96	17-09-2026

Классификация: МСП. Схожих патентов: 0. Схожих новостей: 10. Тональность: 0. Информативность: 9.76. Источник: economictimes.indiatimes.com.